  |  |  | | The Pago Report 2008......is out now and can be obtained from the Pago Shop for a price of 500.00 Euro (+ VAT). Shop | |  |  |  |
| |  | | Payment ServicesEuropean-wide credit card acceptance and card processing, direct debit payments and giropay. Payment Services | | | | |
| |  | | Risk Management ServicesAccount and address verification, Verified by Visa and MasterCard SecureCode and Pago's comprehensive Fraud Screening. Risk Management Services | | | | |
| |  | | Client ServicesConsultancy and Pago Client Service, BIS/CIS online reporting tools, WebDebtor and OMA. Client Services | | | | |
Pago Services - the Basis for Success in TradingSeamless payment processing is the basis for success in e-Commerce, mail order / telephone order and brick & mortar businesses. Pago offers ideal solutions for this critical assignment. Because of the worldwide unique integration of credit card acceptance (acquiring) and payment processing, Pago gives trading companies of all sizes access to all internationally and nationally relevant payment. The range of payment methods includes Visa, MasterCard, Maestro, American Express, Diners Club, JCB, Switch/Solo as well as locally used direct debit methods and acceptance of giropay. Since 1999 numerous merchants in Germany and Europe process their electronic payment transaction through the innovative Pago platform. This platform and all of Pago's services continously undergo enhancements, so that our clients are prepared for future trends and developments.  Learn more about all Pago services here:  | British e-commerce very different from elsewhere in Europe | | Based on real life purchase transactions, the Pago Report 2008 highlights national differences in consumer and payment behaviour in European e-commerce
Cologne, 30 July 2008 - British online merchants are increasingly attracting more international consumers. Whereas consumers from Germany make up over 95% of custom in German online shops, only 45% of customers in UK shops are from the UK. Nearly one third of international customers stem from countries outside Europe, like the USA or Asia. The Pago Report 2008 has just been published by Pago eTransaction Services, the international Acquirer and Payment Service Provider. This, the seventh edition of this respected report, entitled "Trends in E-commerce Purchasing and Payment Behaviour based on real Transactions", analyses developments in European online consumer and payment behaviour, non-payment risks and trends in important e-commerce industry sectors. Essays by prominent experts from the major credit card organisations, the Deutsche Bank, giropay and the University of Karlsruhe round off the Pago Report 2008. More information is available at www.ecommerce-report.de.
British e-commerce very different from elsewhere in Europe |
| Pago first credit card acquirer to get PCI DSS security certification for fourth time in succession | Cologne, 08 May 2008 - Pago eTransaction Services has become the first credit card acquirer to get PCI certification for the fourth time in succession. The Cologne based company has once again been awarded the Payment Card Industry Data Security Standard (PCI DSS) confirming that it offers its customers the best possible protection against data abuse. The global security and survey standard PCI DSS was invented by the PCI Security Standards Council, an institution which was founded by the leading international credit card organisations. The continually developing standard is the demand for all organisations who work with credit card information. The successful certification provides that the security level complies with the strict guidelines of the PCI Security Standards Council.
Thereby consequential losses for a company can be reduced. "As one of the leading international acquirers and as a Deutsche Bank company, compliance with the highest safety standards has always been a priority for us," said Dr. Markus Weber, Pago's Managing Director. "In addition, we are continuously monitoring and improving all of our work flows."
Pago eTransaction Services first credit card acquirer to get PCI DSS security certification for fourth time in succession |
| Pago reports strongly improved figures for 2007 | Cologne, 31 January 2008 - Pago eTransaction Services GmbH, one of the leading international acquirers and payment service providers, has reported increased clearing volumes and further successful expansion of its international partner network in 2007 supplying further evidence of its ongoing success story. Clearing volumes, which are the monies collected on behalf of its merchant customers, increased by over 20%. The Pago Partner Program also expanded further with sales partners showing total growth of about 12%. The number of terminals now in service exceeds 8,000. "These figures are well above our budgeted targets. They show that E-commerce continues to boom. Increasing numbers of merchants are turning to tried and tested payment service providers and acquirers like Pago," said Dr. Markus Weber, Pago's Managing Director. "Merchants entering the virtual world increasingly value reliable partners for professional risk management, thereby avoiding learning expensive lessons." Learn more ...
Pago reports strongly improved figures for 2007 |
| Pago increases the Number of Settlement Currencies | Cologne, 4 December 2007 - Pago eTransaction Services GmbH, Cologne, is now offering more settlement currencies for Visa and MasterCard credit card transactions. Up until now Pago customers from the European license area could choose to be paid in Euros, Pound Sterling, Swiss Franks, South African Rand and US Dollars. This range has been extended and now includes the Scandinavian currencies, the Norwegian, Swedish and Danish Crowns, as well as the Polish Zloty and the Canadian Dollar.
Learn more...
Pago increases the Number of Settlement Currencies |
| E-Commerce is more secure than bricks-and-mortar stores | Cologne, 14 June 2007: E-commerce is better than bricks-and-mortar stores in terms of customer payment behaviour. This is one of the conclusions made in the 2007 Pago Report entitled “Trends in consumer and payment behaviour in selected E-commerce industries in 2006”. The report is based on some 30 million real-life purchase transactions. Payment behaviour is measured by the chargeback ratio, which is the percentage of reversed credit card transactions resulting from objections made by cardholders. These are usually an indication of an attempted fraud attack. The chargeback ratio for German online consumers fell to just 0.087% in 2006. This is an historic low for this measure which has been calculated since the first edition of the Pago Report in 2002. The Report is the only study globally which analyses consumer and payment behaviour and is based on real-life purchase transactions (as opposed to survey polls) in important e-commerce industry sectors. In contrast, the shoplifting ratio in bricks-and-mortar stores was about 0.44% in the same period. This figure was published by the EHI (Euro Handelsinstitut) and HDE (Hauptverband des Deutschen Einzelhandels), two renowned retailing associations in Germany. Learn more ...
www.ecommerce-report.de/home.html |
| Pago Report 2007 shows important trends in European e-payment | May 05, 2007: Pago, one of the leading acquirers and payment service providers has just published its latest Pago Report, the sixth successive edition – the only E-commerce study, worldwide, which is not based on survey polls but on real-life purchase transactions. As last year, the study is entitled “Trends in Consumer and Payment Behaviour in selected Ecommerce Industry Sectors”. Trends and developments in consumer purchase and payment behaviour, in non-payment risk and in individual E-commerce sectors have been examined in about 60 different analyses. Seven expert essays by well-known experts from credit card organisations, from the Deutsche Bank, from the European Parliament and from the University of Karlsruhe round off the Pago Report 2007. With this report Pago has once again provided all participants in European E-commerce with a valuable decision-making tool to be used when modifying online offerings and payment services to meet the needs of the market.
Learn more...
www.ecommerce-report.de/home.html |
| Pago Report 2006 shows important trends in European e-payment | May 08, 2006: Pago has just published its annual analysis of purchase transactions in European online shops in a unique e-commerce survey entitled “Trends in Consumer Purchasing and Payment Behaviour in selected E-commerce Industries 2005”. The study is unique because it is the only international e-commerce survey which is based on real-life purchase transactions and does not rely only on consumer polls. The 170-page report includes about 100 tables and nearly 100 informative graphs providing even more detailed analysis than its five predecessors.
Learn more...
Pago Report 2006 |
| Pago reports successful year 2005 | January 27, 2006 – Pago, one of the leading international acquiring and payment service providers, has reported a successful financial year for 2006. The second half of the year was particularly good, showing sales growth of more than 40% compared with the previous year's second half. One of the main reasons for this positive development was a further increase in the number of new shop connections, totalling over 7,600 at year end. Find out more at...
News |
| Management Changes | September 22, 2005: Ruediger Trautmann has, at his own request, resigned as CEO with effect from 30 September 2005 after five and a half years at the helm of Pago. Pago has been headed by two executive officers till now: Ruediger Trautmann as CEO and Dr. Markus Weber as CFO. Markus Weber takes over as sole CEO as from 1 October 2005 and will therefore also take on the customer-orientated responsibilities.
Pago will continue with its successful strategy as an international acquiring and payment service provider strengthening its position as one of Europe’s leading service companies in its field. Pago is a Deutsche Bank AG and Beisheim Holding Schweiz AG company.
News |
| Pago Report 2005: The development of E-commerce sectors | June 02, 2005: The Pago Report 2005 has been launched. It is based on the analyses of about 20 million real purchasing transactions, which were processed through the Pago platform in 2004.
The Pago Report 2005 can already be ordered in the Pago-Shop at a subscription price of 375,00 Euro (+ VAT), which is valid until June 30, 2005. From July 01, 2005 on the Pago Report will be sold for the normal price of 500,00 Euro (+ VAT).
Find out more about...
Pago Report 2005 |
| Pago co-operates with empirica | May 31, 2005: Pago Report 2005 adds to the results of the e-Business W@tch surveys, which are realized on behalf of the European Commission. Further information...
www.ebusiness-watch.org |
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 | | | |  | | | Pago Partnership is a synonym for quality. Pago Partners provide comprehensive support to their clients in all E-payment and risk management service questions. Pago Partner Program | |  | |
| | | |  | | | Pago BIS provides you with online reports for all your payment transactions. Pago BIS | | | |
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